Lodz Student Bond

Investment Property Student housing

Property ID: lodz-student-bond

Łódź, Łódź, Poland

Lodz Student Bond
From € 25.000 (excl. costs)

Property Details

About Lodz Student Bond

Invest in student housing in Łódź with a fixed return up to ±7.6%

Looking for a secure and high-yield real estate investment in Europe? The Lodz Student Housing Bond offers a unique opportunity to invest in student housing in Łódź (Poland), with a fixed return of 6.6% per year and an effective return of up to ±7.6% including a final premium.

This real estate bond combines transparency, security, and performance in one clear and investor-focused structure.

Why invest in the Lodz Student Housing Bond?

Unlike many traditional real estate bonds, this investment is designed with clarity and investor protection as top priorities.

Key benefits

  • Fixed 6.6% annual interest
  • Quarterly interest payments from day one
  • €2,500 fixed premium after 8 years
  • Effective return of ±7.6% per year
  • First-rank mortgage on the entire project
  • Funds managed by external parties
  • Full documentation available in English
  • Independent trustee and escrow structure

Maximum security for investors

This bond is not based on trust alone — it is built on tangible legal guarantees.

Security structure

  • First-rank mortgage with minimum 130% coverage
  • Bondholders have priority over banks and other creditors
  • Independent escrow account
  • Funds released only after full verification of securities
  • Independent trustee safeguarding investor interests

This ensures a clear, enforceable and transparent investment framework.

Why Łódź is a rising hotspot for student housing

The city of Łódź is rapidly transforming into a modern student and technology hub.

Strong market fundamentals

  • Similar number of students as Ghent, but less quality housing
  • Structural shortage of modern student units
  • Low vacancy rates and stable rental income
  • Growing international student population

Urban growth and infrastructure

  • New metro lines under development
  • High-speed rail connection to Warsaw (±30 minutes)
  • Increasing presence of tech companies
  • Property prices still significantly lower than Western Europe

Łódź today is comparable to what Ghent was 15 years ago — a city in transformation with strong upside potential.

The project: 12 modern student units

The bond finances a new-build development of 12 student units, constructed according to Belgian quality standards.

Project features

  • New construction: no major renovations expected
  • Connected to district heating (predictable energy costs)
  • Prime location near universities and main shopping street
  • Developed by a Belgian party with 12 years of experience in Łódź

This results in high rental demand and stable returns.

Returns and comparison

Per bond

  • 6.6% fixed annual interest
  • Quarterly payments
  • €2,500 final premium after 8 years
  • Total repayment: €27,500 per bond

👉 Effective return: ±7.6% per year

Compared to other investments

  • Belgian real estate funds: ±2–4%
  • German funds: ±3–6%
  • Student housing: ±2–3.5%
  • Local bonds: ±2.8%

👉 The Lodz Student Housing Bond ranks among the top-performing investment options, with strong collateral.

How to invest?

The process is simple, transparent, and fully digital.

Step-by-step

  1. Request the information memorandum
  2. Speak with an English-speaking advisor
  3. Sign documents digitally
  4. Transfer funds to escrow account
  5. Receive official confirmation and documents
  6. Start receiving interest from day one

Interested?

Would you like to review all details, terms, and figures? Leave your details and receive the full information package in English.

👉 Request more information today and discover if this investment fits your profile.

Disclaimer: This is a promotional page. Always read the full information memorandum before investing.

Lodz Student Bond

Lodz Student Bond

Invest in student housing in Łódź with 6.6% yield and ±7.6% effective return. First-rank mortgage and quarterly income from day one.

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